2009 Tax Planning Guide

Introduction

You pay federal income taxes every year, but are you paying too much? Everyday financial decisions and transactions can affect your taxes more than you may realize. This 2009 Tax Planning Guide explains how taxes fit into your financial life and provides pointers for trimming your tax bill.

Before acting on any of the general information presented in this booklet, you should obtain professional advice. Reviewing your specific situation with your advisor can help you select strategies that are right for you.